Quick Answer: What Is The Difference Between Amazon Prime Card And Amazon Store Card?

Which Amazon credit card is better?

The Amazon Prime Rewards Visa Signature Card is the best credit card for Amazon purchases.

It has No Annual Fee (other than the $119 Amazon Prime subscription) and comes with a $70 Amazon.com gift card upon approval.

It also offers a significant 5% cash back on purchases at Amazon.com and Whole Foods..

What is the difference between Amazon store card and Amazon Prime store card?

The Amazon Prime Store Card is an excellent way to save 5% on your purchases or receive promotional financing. The standard Amazon Store card offers you the same financing options without the expense of a Prime membership, but without the ability to earn rewards.

Who accepts Amazon Prime store card?

About the card The card is issued by Synchrony Bank and offers 5% back on all purchases. The card can only be used on Amazon purchases, and it has promotional no-interest financing available for big-ticket items.

What happens if I don’t use my Amazon credit card?

3 Answers. It will impact your credit score, but typically very minor – paying one bill late is much worse. It reduces your average credit card age, which is a minor contributor to credit score.

Is the Amazon store card a credit card?

And like its store card counterpart, the Amazon.com credit card doesn’t charge an annual fee, either. Better yet, you can use the Amazon credit card anywhere Visa is accepted – and not just at Amazon.com. And since it’s a traditional credit card, interest only accrues on actual balances you owe.

What bank is the Amazon credit card?

Synchrony BankThe Amazon.com Store Card and the Amazon Prime Store Card are issued by Synchrony Bank. If you have questions about the Amazon.com Store Card or the Amazon Prime Store Card, call 1-866-634-8379, available 24 hours a day.

Is it easy to get Amazon credit card?

Although the Amazon.com Store Card is easiest to obtain for those with at least fair credit, a number of cardholders report being accepted with credit scores around the 600 range.

What credit score is needed for Amazon Prime Visa card?

Amazon reports that you’re “more likely to be approved” for their Prime Rewards Siganture card with a score of 640 or higher. There are user reports of being approved with a score as low as 600. Ensuring your revolving balances are low and that you have less than six inquiries will help.

Can I use Amazon store card at Walmart?

The Amazon Credit Card can be used at Walmart. … It only works on Amazon and at merchants that take Amazon Pay.

Is the Amazon Prime store card worth it?

And the Amazon Prime Store Card (what it’s called for members) gives you an indefinite 5% off sale. So it’s definitely worth it. You just need to pair it with a Visa or Mastercard that allows you to maximize the rewards you earn on all of your other purchases. Don’t use it for financing.

Does applying for Amazon card hurt credit?

1 Answer. Getting rejected for a credit card does not impact your credit score. However, applying for a credit card, whether or not you are approved, does impact your score temporarily. Each time your credit report is accessed by a creditor, an “inquiry” instance appears on your credit report.

Which Amazon card is easiest to get?

If you’re an Amazon Prime member, go with the Amazon Prime Rewards Visa Signature Card. Otherwise, your decision is easy: Choose the Amazon Rewards Visa Signature Card.

Do you have to pay for Amazon credit card?

When you are approved for the card, Amazon will give you a $50 gift card. There is no annual fee, no foreign transaction fees, no earning cap, and your points never expire.

Can I use my Amazon credit card anywhere?

The Amazon Credit Card can be used anywhere Visa is accepted, which is virtually anywhere domestically and in over 150 countries around the world. The Amazon Store Card can only be used to make purchases on Amazon.com and through select “Pay with Amazon” merchants.

Does Amazon store card do a hard pull?

Yes, the Amazon Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Amazon Store Card.

Is there a catch to the Amazon Rewards Card?

Yes, there is a catch. The catch is that you’re applying for a credit card! … The card offers Amazon points for every dollar you spend – 1 point per dollar for normal purchases, and 3 points per dollar spent at Amazon.

How do you qualify for Amazon store card?

You are more likely to be approved for this card if your credit score* meets the following minimum criteria:Excellent: Credit score above 720.Good: Credit score above 680.Fair: Credit score above 640.